I'm not one to make New Years Resolutions, but I have set a few goals for myself this year. I like to set goals, but don't beat myself up if I don't attain them either. I am posting this so that I am putting a few of my goals into writing so that they are something my readers can keep me accountable for. Otherwise I know that it would be very easy to slack on them. Please feel free to ask me, occasionally, how they are going.
1) I am trying to live more frugally. I am searching for ways to cut back on our budget. I am always looking for great deals. I've started using coupons in hopes of saving a few dollars. I will also be making our bread instead of buying it from the store. I am loving the way the bread makes our house smell! Do you have any bread recipes you want to share with me? There are other ways I will be trying to save money, but I will try to share more later.
2) We are going to work really hard at creating a budget and staying on track. We have made so many budgets over the years, but that is as far as we get. We are terrible at sticking to them. I don't know why we even bother wasting our time creating them when we don't even look at them again. We are also toying around with the idea of going to a cash only system. It is so easy to spend money when we are using our debit card or credit cards. I think we will stop and think before handing over cash (at least that is the idea). We would really like to do a better job at paying off our debt and putting more into savings, retirement and saving for our children's educations.
There are more things that I would love to work on, but I know that I need to be realistic if I plan on doing any of them. Please hold me accountable to these things!
